Insurance Frequently Asked Questions
Insurance Frequently Asked Questions
Serving Weatherford, Hydro, Clinton, Hinton and surrounding areas.
We're here to help YOU navigate the world of insurance! Below are some of the most common questions that clients ask about insurance. Additional resources are also provided, but if you are still in need of assistance please give us a call at 580-772-7101 or click here for our online Customer Service form!
What information is needed for an auto insurance quote?
Information that is required for an auto insurance quote includes; Name, Phone Number, Address, Date of Birth, Social Security Number, and the vehicle year, make, model, and VIN. Sometimes additional information is required depending on the insurance company. For more information or to get started on a car insurance quote reach out to Kim Suter at 580-772-7101 and she can answer any questions or provide assistance for you! If you'd like to visit our Auto Insurance Page, click here!
What information is needed for a home owners insurance quote?
Information required for a home owners insurance quote includes; Name, Phone Number, Current Address, Date of Birth, Social Security Number, and details about the house. Information about the house that should be obtained for a quote is the square footage, year built, foundation type, roof type and when last update was, any heat, electric, or plumbing updates and when they were completed. Other information such as security features, number of residents, dogs and breed, etc. may also be needed depending on the insurance company and individual situations. Insurance is a very personalized product and can be very different from client to client. For more information on home owners insurance, click here or reach out to Kim Suter at 580-772-7101 and she can help you get started on a home owners quote or answer any questions you may have!
How do I file a claim?
If you are needing to file a claim for a personal or business policy please reach out to our Claims Manager, Rebecca Perez, at 580-772-7101 or by email at rebecca@magillagency.com and she will get you started with your insurance company's claim process.
If you are needing to file a claim for a livestock mortality policy please reach out to Thomas Merritt at 580-772-7101 or 580-302-1213 or by email at thomas@magillagency.com and he will help you with the livestock claim process.
How can I save money on my insurance premium?
Depending on what type of insurance you are looking for, there are several different types of discounts that most insurance companies offer. Some of these discounts include; multi-line discount (i.e. when you have a home owners and an auto policy with the same company), good student discount, pay-in-full discount, auto pay discount, pay online discount, homeowners discount, and having a good driving record. Because car insurance is so personalized, discounts may apply to different clients in different ways. To see what discounts you may qualify for, reach out to Kim Suter at 580-772-7101 or by email at kim@magillagency.com.
How can I get a new auto ID for my vehicle?
We would love to get you a new auto ID! Give us a call at 580-772-7101 or email info@magillagency.com and we can get one to you. We are able to email you a copy, or send it by mail! We can also have it ready for you to pick up at the office if that would be easier for you! If you'd like to submit the request online, click here for our Online Customer Service Form!
What is a Business Owners Policy?
A Business Owners Policy, sometimes called a BOP, is a two-part insurance policy that provides businesses, big or small, with Business Property and General Liability coverage. The Business Property insurance may cover the building where the business is located or equipment that is used by the business. The General Liability Coverage provides financial protection in the event of injury or damage to someone where the business is held responsible for the accident. For more information on Business Owners Insurance, please click here to visit our dedicated page on BOP. If you'd like to ask questions about this type of insurance give us a call at 580-772-7101 and we can connect you with Rebecca or Helen for more information.
Do I need Commercial Auto Insurance?
Commercial Auto Insurance is not covered under the Business Owners Policy and is a stand-alone policy that provides higher limits and more protection that a personal auto insurance policy. Each business and business situation is unique and may or may not require a Commercial Auto Insurance Policy, but generally if you are using a vehicle for business purposes it is a good idea to have a commercial auto insurance policy to have the extra coverage in the event of a claim. To see if your business vehicle qualifies for a commercial auto insurance policy, give us a call at 580-772-7101 or reach out to Rebecca or Helen for more information. You can also click here to access our Business Auto Insurance page!
Thank you for your interest in Magill Insurance and Real Estate! We hope we can be of service to you and look forward to working with you for all of your insurance needs!
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