Boat and Personal Watercraft Insurance in Oklahoma

Serving Weatherford, Hydro, Clinton, Hinton and surrounding areas.

 

What is Boat and Watercraft Insurance?

Boat and Watercraft Insurance, similar to car insurance, is financial protection for your boat or watercraft in the event of damage or injury to property or a person-whether yours or someone else’s. Boat and Watercraft Insurance is designed to help with the costs of repairing or replacing property due to damage or medical and legal bills when an injury occurs.

 

What does Boat and Watercraft Insurance cover?

Boat and Watercraft Insurance provides coverage for the property damage on the boat, bodily injury, and guest liability as well as medical payments, and theft.

Some examples of risks that might be covered on a Boat and Watercraft policy are:

·         Collision with another boat or watercraft

·         If the boat or watercraft is stolen

·         You or your passengers are injured in an incident.

·         Your watercraft is responsible for damage or injury to others property or people.

·         If your boat is in a collision while on land either in transit on a trailer or while it is being stored

Some things to consider when looking for Boat or Watercraft Insurance:

·         How much are you able to pay if your boat were damaged or stolen?

·         Do you need coverage for year-round use?

·         How much medical insurance and liability coverage do you need?

·         Do you need emergency towing coverage?

·         Do you need coverage for a trailer as well?

·         Have you taken a boat driver safety course or a personal watercraft safety course? If so, there may be discounts available to you.

·         Do you need extra coverage for personal effects or fishing equipment?

Are you ready for a Boat and Watercraft Insurance quote or do you still have questions about what this coverage may look like for you? Give us a call at 580-772-7101 or click here to access our online Quote Request form.

Additional Resources for Personal Insurance: 
Check out the links below to learn more about each of these coverages! 
Auto Insurance
Classic Auto Insurance
Homeowners Insurance
Mobile Home Insurance
Renters Insurance
Motorcycle Insurance
Recreational Vehicle (RV) Insurance
Personal Umbrella Insurance


Updated June 2021