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HorseWith the selection of different livestock insurance policies available, it is essential to determine exactly what farm coverage you need. Knowing your specific circumstances will guide you through the different options and will ensure that you select your plan wisely. From accidental shooting to flood loss and earthquake loss, you need to establish the risk factors you would like to protect your livestock from, and seek specialized coverage that will best serve your situation.

Depending on the animals on your farm, you can look to cover your horses, sheep, cattle or even poultry. You can also opt for a policy that will ensure your livestock are kept safe while on your farm or while being transported elsewhere. Finally, you even have the choice to cover your animals in case of death, either due to disease or natural disasters, or even in some cases, due to natural causes.

If your livestock include mainly horses, then look for the right equine insurance. Whether your horses are for work or for show, you should ensure they are protected. If it is chiefly cattle that you work with, then look for a specialized animal mortality insurance that will cover bulls and cows. 

In the case that you're regularly transporting your livestock from one place to another, you may want to reduce the risk of something happening to your animals by signing up for livestock transit coverage. This effectively protects your cattle and horses while in transit and in some cases even before and after - depending on how comprehensive the transit coverage is.

There is an important potential risk to be found in auction markets as well. In this case, look for insurance that will offer you peace of mind while your animals are in the market or in transit to and from the market's premises. Such policies should cover death and injury caused by a range of different perils, as well as crippling that may occur while the animals are being transported from the farm to the market and back.

Finally, if your livestock include hatchery, poultry, or swine, ensure that your policy covers them adequately. Whether it is egg-laying or meat-producing birds that you are working with, seek a policy that will protect them from injuries that may occur due to extreme weather conditions, fire, or even bad ventilation in your premises. Also, make sure you cover your livestock from risks such as tornadoes, food poisoning, lightning, flood, or even building collapse. Although these events might seem improbable, keeping your livelihood safe is crucial.

Choosing your livestock insurance policy carefully is important as it can protect you from a number of different risks and ensure you receive compensation in case of loss. Farmers are advised to first determine their individual needs before proceeding to sign up with a plan in order to achieve the best possible results. Call us at 800-878-7105 for more information about Oklahoma livestock insurance and we will be glad to answer any questions you may have.

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